Mobility Scooter Insurance

Do I have to insure my mobility scooter?
The short answer is no you don’t have to get insurance for your mobility scooter, BUT there are so many reasons it’s a good idea, the first being peace of mind!

What’s covered?mobilityscootercrash
Different insurance policies offer different cover but the majority will all have accidental damage cover which means if you damage your scooter the repairs will be covered.
Public liability cover is one of the most important things to consider because it covers you if you were to have an accident and hurt or damage someone and their property.

Who to use?
There are many different insurance companies, we recommend going for one that specialises in insuring mobility equipment such as the First Senior Group or Blue Badge Mobility Insurance.

If you would like to insure your mobility scooter or any other piece of mobility equipment then you can follow this link: http://www.firstsenior.com/Policy-Pages/buy-triple-star-products-page.html?dealer_code=%20OUT003
Or if you have any questions about taking out mobility scooter insurance you can:
Call us on: 01420 549481
Email us: info@outandabout-uk.com
Or visit our showroom at: 25 Southview Rise, Alton, Hants, GU34 2AB
Website: http://outandabout-uk.com

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Mobility Scooters – Things to consider

When walking any distance becomes more difficult, or if you are reliant on others to get out and about, a mobility scooter might be just the thing for you. Mobility scooters come in all shapes and sizes and whatever it is you want a scooter to help you do, there’s every chance that there will be one to suit you.

Finding the right scooter for you  
There are many different makes and sizes of Mobility Scooter available and it can be difficult to know how to begin choosing one that will be right for you. There are three different classes of scooter; Mini (sometimes called boot scooters), Midi, and Maxi. Each class of scooter has different features and benefits. So to help you choose the right one for you, here’s some things to consider:

  • Will you be using it for short or long trips?
  • Will you be using it on paths, roads or rough ground?
  • Will you need to transport the scooter in a car etc?delta handles
  • How important is the comfort of the seating?
  • Do you need lots of leg room?
  • Do you need Delta handles?
  • Where will you store and charge your scooter?
  • How much do you want to spend?

Mini/Boot Scooterboot scooter

  • 4mph
  • Can be used for short distances
  • Better on paths and even ground
  • Can be broken down and transported easily
  • Has convenient on board charging, but also a removable battery pack that can be charged
  • Basic seating and comfort
  • Most models have no suspension
  • Minimal leg room
  • Prices from £695

Midi Scootersmidi

  • 4-6mph
  • Can be used for short to medium distances
  • Can be used on paths, some roads, and slightly uneven ground
  • Some models can be broken down but not easily transported
  • Has convenient on board charging
  • Reasonably comfortable seating
  • Some suspension
  • More leg room
  • Prices from £1395

Maxi Scooters

  • 6-8mphORION
  • Can be used for short to long distances
  • Can be used on roads and uneven ground
  • Can’t be broken down and not easily transported
  • Has convenient on board charging
  • High levels of comfort seating, usually with a captain’s seat
  • Full all round suspension
  • Lots of leg room
  • Prices from £1995

suspension

Once you’ve found the Class of Scooter that best suits you, you can then look at the different options in each class. A range of accessories are also available, including scooter bags and baskets to hold shopping, as well as a range of covers to protect you and your scooter from the weather, either while you’re riding it or when it’s being stored.

If you have any questions or would like to try out some mobility scooters then you can:
Call us on: 01420 549481
Email us: info@outandabout-uk.com
Or visit our showroom at: 25 Southview Rise, Alton, Hants, GU34 2AB.
Website: http://outandabout-uk.com

Mobility Scooters & Powerchairs – The Rules

There is a lot of confusion about the rules and regulations that apply to owning and driving a mobility scooter or powerchair so, to help, we have outlined below the most important regulations that you should be aware of.

Driving Skills
It may surprise you to know that you don’t need a licence to drive a mobility scooter or powerchair neither is there any requirement to have tuition, pass any test or undergo any formal assessment. However this does not mean that you should use one of these vehicles without first thinking of the potential dangers involved, both for you and other users of shops, pavements, promenades or road, if you lack the skills and awareness of risk that a proper course of training can give you. We strongly recommend you find a training course. Follow this link to find a centre near you offering scooter classes. http://mobility-centres.org.uk/find_a_centre/
We offer a Scooter and Powerchair familiarisation session which has been designed to help develop the skills and confidence to drive safely and with confidence. This involves
• An assessment of you as a driver – sight, hearing, steering ability, ability to control speed.
• Familiarisation with the vehicle controls.
• A summary of the ‘highway code’ as it applies to Scooters and Powerchairs.
• An extensive ‘accompanied test drive’ around the large pavement area outside our showroom.
• A pavement and road ‘accompanied test drive’ around our local area and down into and back from the town centre.
These sessions are offered to all customers who want to buy or are interested in buying such vehicles.
To those who purchase from us these sessions are Free of Charge.
To those who are just interested we make a nominal charge of £20 which is refundable should a purchase be made.

Insurancescootersccident
It may also surprise you to know that there is no mandatory requirement for you to insure your vehicle or yourself.
However insurance is an option we strongly recommend. Should you have an accident where you damage your scooter or powerchair, injure yourself or worse still somebody else or damage private or public property you will be personally liable; there have been instances where users have been found liable for damages amounting to thousands of pounds.
Basic Insurance is not expensive – £69 per annum currently – a small additional price to pay for peace of mind!

Eyesight
There is also no legal eyesight requirement to drive mobility scooters or powerchairs, but at the very least you should be able to read a car’s registration number from a distance of 12metres (13 yards). And you must check that you can still do this regularly.

You must have a disability
If you are not disabled, you can only drive a mobility scooter or powered wheelchair when:
• Demonstrating a vehicle before it’s sold
• Training a disabled user
• Taking the vehicle to or from maintenance or repair.

Vehicle Licences
All Scooters and Powerchairs are classified as ‘Invalid Carriages’.
Some have to be registered with the Driver & Vehicle Licensing Agency (DVLA). Although no tax is payable. There are two Classes of Scooters & Powerchairs:
• ‘Class 2’– these have a maximum speed of 4mph. THEY DO NOT need to be registered as they can’t be used on the road (except where there isn’t a pavement or when crossing a road)
• ‘Class 3 ’ – these have a maximum speed of 4mph off the road, and 8mph on the road. THEY DO need to be registered as they can be driven on the road.

  • Because Class 3 vehicles can be driven on the road there are some important rules and features your scooter or powerchair must have:
    • You must be at least 14 years old to drive a Class 3 vehicle.
    • A maximum un-laden weight of 150kg.
    • A maximum width of 0.85 metres.
    • A device to limit its speed to 4mph for when you chose to or are not able to drive on the road.
    • A maximum speed of 8mph.
    • An efficient braking system .
    Front and rear lights and reflectors.
    • Direction indicators able to operate as a hazard warning signal.
    • An audible horn.
    • A rear view mirror.
    • An amber flashing light if it’s used on a dual carriageway.
    • You can’t drive on bus lanes, ‘cycle only’ lanes or motorways (You should avoid using dual carriageways with a speed limit of over 50mph).

Parking
All normal parking restrictions apply to mobility scooters and powered wheelchairs. Your vehicle shouldn’t be left on a footpath or pedestrian area where it obstructs pedestrians, including wheelchair users and people with prams or pushchairs.

Right of Way
Remember, when riding on pavements and footpaths pedestrians have right of way!

By following these simple rules you will stay safe and secure on your mobility vehicles. If you have any questions you can call us on: 01420 549481 or email: info@outandabout-uk.com

Taking care of your scooter batteries: THE DO’S & DONT’S

CHARGER PIC

Not all batteries are the same. What’s a good way to care for one type of battery can damage another type

Scooter and Powerchair batteries are designed to “Deep Cycle”, and when they aren’t being used they like to be kept on charge and left to ‘trickle charge’. Trickle charging uses very little electricity – a fraction of what it takes if you leave your TV on standby – and ensures that your batteries are always topped up and are ready for use.

To get the best out of your batteries:

  • DO
    • SCOOTER STORAGE COVER PICKeep your batteries and scooter in a cool dry place – Waterproof covers are available for different sized scooters.
    • Put your batteries on charge when you have finished using your scooter for the day, and leave them on charge until the next time you use your scooter – unless you are going away for an extended period of time or storing the scooter away for winter.
    • Fully charge your batteries and disconnect them if you are not going to be using your scooter for more than a month, then, at least once a month, you should fully recharge your batteries and disconnect them again. Remember to fully charge your batteries before you start regularly using your scooter again.
  • DO NOT
    • Take your batteries off charge before they are fully charged.
    • Leave your charger connected to your batteries if the mains socket is switched off – If there is no current flowing from the mains through the charger to your scooter the flow of power will go into reverse and the power in your battery will be drawn out. The longer you leave it this way, the more seriously your batteries will be depleted, leaving them at severe risk of failure on your next journey.
    • Use the incorrect charger for your batteries – if you break or lose your charger be sure to replace it with one that’s approved and or supplied by the scooter manufacturer or by specialist mobility dealers.

Batteries don’t last forever but by following these simple suggestions you can keep your batteries in good condition for longer.

 

Contact us on 01420 549481 for further information.